Many of these options are low cost and efficient, especially when compared to the cost of repair or recovery.
Get flood insurance. An important financial tool to protect your home, an NFIP flood insurance policy will help pay for flood repairs, temporary housing assistance, elevation of substantially-damaged buildings, and in some cases, the costs of flood prevention measures.
Regularly clean out your gutters. Clogged gutters, downspouts, and drains can cause water to pool along your foundation and worsen flooding conditions.
Elevate your utilities.* Place exterior A/C condensers on platforms, and move utilities within your home [furnace, hot water heater, electric panel] three feet above Base Flood Elevation.
Install flood vents.* These are engineered openings that allow flood water (but not debris) to flow through the lowest levels of your home – like garages or basements. This prevents flood water from damaging the structural stability of your home, i.e. tearing it off the foundation or collapsing walls.
Elevate your home.* One of the most effective flood mitigation actions, but also the costliest. Elevated home are lifted three feet above the floodplains and are considered a Preferred Risk Property, with flood insurance rates of approximately $600/year. If you’d like to consider this option, please contact the Flood Resilience Officer via our online form or call 973-835-5700 x164. While there are FEMA grants available, the eligibility requirements are difficult.
* Important Note: some options may require a building permit and may be incompatible with your home’s structure – always contact the Construction Department (973-897-0323) before taking action.